A new report has shown conflicting ideas about retirement. The report included two questions: Question 1: At what age would you like to retire? Question 2: At what age do... read more →
Financial Services: Archives
HMRC’s latest figures show that unclaimed Child Trust Funds (CTFs) have risen to more than £1.5 billion. CTFs were launched in January 2005 by the Labour government but lasted just... read more →
HMRC figures for 2023/24 show that cash ISA subscriptions have grown around 224% more than stocks and shares ISAs over the past decade. The Chancellor’s plan to reform individual savings... read more →
A new survey has found that many people are unaware of upcoming pension changes and the importance of planning ahead. While there is plenty of media attention on what surprises... read more →
The factors determining next April’s State pension increase are now clear, hinting at a challenge postponed until the 2026 Budget. The basis for increases to the old and new State... read more →
As the autumn budget draws near, government bonds are once again attracting attention. In what can seem like an effort to confuse, government bonds are often referred to as gilts.... read more →
Are you thinking about taking a lump sum from your pension before the autumn budget? One of the major tax benefits of saving through pensions is that, generally, 25% of... read more →
Former Deputy Prime Minister Angela Rayner’s recent stamp duty land tax (SDLT) issue serves as a valuable reminder for anyone buying property. In early September, the Deputy Prime Minister (and... read more →
The Department for Work and Pensions (DWP) have been surveying 40–75 year olds, with some interesting responses. The DWP have recently released the results of its second ‘Planning and Preparing... read more →
August’s cut in interest rates of 0.25% was far from straightforward and has implications for future moves. The Bank of England was given independence to set interest rates in May... read more →
