The impact of successive governments freezing the income tax personal allowance is now starting to become clear. On 6 April 2016, the new State pension was launched at the rate... read more →
Financial Services: Archives
The government made a surprise tax announcement in late December, at a time when public attention was focused elsewhere. ‘A good day to bury bad news’ is a notorious political... read more →
Recent years have brought ongoing change and uncertainty, and 2025 has been no exception. Economic pressures at home and abroad continue to shape the financial landscape, making it harder for... read more →
That time of year has arrived again. How will you balance your finances in 2026? With New Year’s Day falling on a Thursday in 2026, many people will not resume... read more →
A government announcement has set tuition fees in England on a rising path once more. In October, the UK Government announced a range of changes for post-16 education. What grabbed... read more →
New HMRC rules now allow certain crypto investment funds to qualify for inclusion in ISAs. In recent years, cryptoassets – ranging from Bitcoin through stablecoins to Bored Ape Yacht Club... read more →
This year’s Budget narrowly avoided becoming a winter event, landing on 26 November after months of speculation and swirling rumours. The Chancellor’s first Budget last autumn, on 30 October 2024,... read more →
Speculation was especially rife in the run-up to this Budget, yet most of the rumoured pension and IHT changes never materialised. This is a powerful reminder that reacting to headlines... read more →
From 1 December 2025, UK savers will benefit from stronger protection on their cash savings. The Prudential Regulation Authority has confirmed that the Financial Services Compensation Scheme (FSCS) limit for... read more →
HMRC is sending out letters asking taxpayers to check their dividend income. You may have received something that starts like this: “Dear XX Please make sure your tax return included... read more →
