Protecting Those Who Matter
We know that death and illness are not easy subjects to think about. However, protecting against these events will give you peace of mind that you and your family are financially secure should anything happen. Therefore having the correct cover in place could be the best investment you make.
There are a wide range of different types of insurance and protection available, including
- Life cover which pays an amount to your loved ones should you die
- Critical illness cover which pays you a lump sum if you’re diagnosed with certain critical illnesses
- Income Protection policies which will pay you an income if you’re unable to work due to an accident or sickness
As part of our service we can assess your individual circumstances and make sure you have the right cover for your individual needs, giving you peace of mind about the future.
To arrange an initial meeting with one of our financial advisers call 0114 266 4432.

Critical Illness Cover
Critical illness cover, also referred to as critical illness insurance, is a long-term insurance policy where you'll get a tax-free 'lump sum' - a one-off payment - if you're diagnosed with one of the serious illnesses covered by your insurance policy.

Family Income Benefit
Standard term insurance pays out a lump sum - all very welcome in a time of financial crisis. But it also brings with it decisions about how the money should be managed once immediate debts and other obligations have been settled.

Income Protection
If you couldn't work due to a serious illness, how would you manage? Could you survive on savings, or on your sick pay from work? If not, you'll need some other way to keep paying the bills - and you might want to consider income protection insurance.

Life Assurance
Life insurance could prove to be the most important financial product you ever buy. If you die while you still have dependents, being able to claim on a life insurance policy could mean the difference between your loved ones struggling to make ends meet, and their being financially secure.

Private Medical Insurance
Private Medical Insurance (PMI) is designed to meet the cost of providing private medical health care for acute conditions. This will help you to avoid NHS queues and allows you to receive speedy medical treatment in private and comfortable surroundings.

Whole Life Cover
If you don't want to take out life insurance for a set term, but want it to last a lifetime, one option is to take out whole of life assurance.