Protecting Those Who Matter
We know that death and illness are not easy subjects to think about. However, protecting against these events will give you peace of mind that you and your family are financially secure should anything happen. Therefore having the correct cover in place could be the best investment you make.
There are a wide range of different types of insurance and protection available, including
- Life cover which pays an amount to your loved ones should you die
- Critical illness cover which pays you a lump sum if you’re diagnosed with certain critical illnesses
- Income Protection policies which will pay you an income if you’re unable to work due to an accident or sickness
As part of our service we can assess your individual circumstances and make sure you have the right cover for your individual needs, giving you peace of mind about the future.
To arrange an initial meeting with one of our financial advisers call 0114 266 4432.
Critical Illness Cover
Critical illness cover, also referred to as critical illness insurance, is a long-term insurance policy where you’ll get a tax-free ‘lump sum’ – a one-off payment – if you’re diagnosed with one of the serious illnesses covered by your insurance policy. It’s designed to pay off your mortgage, debts, or pay for alterations to your home such as wheelchair access should you need it.
Family Income Benefit
Family income benefit is a type of term life insurance for parents and families, designed to give regular monthly payments to your family if you die or become terminally ill.
Income Protection
Income protection is a type of insurance that provides a regular income if you are unable to work due to illness or injury. It helps you to cover your bills and maintain your standard of living while you focus on recovering and returning to work.
Life Insurance
Life insurance, which can also be known as life cover or life assurance, is cover that pays out a lump sum if you, the policyholder, pass away during the policy term.
Private Medical Insurance
Private Medical Insurance (PMI) is designed to meet the cost of providing private medical health care for acute conditions. This will help you to avoid NHS queues and allows you to receive speedy medical treatment in private and comfortable surroundings.
Whole Life Insurance
Whole life insurance is a type of life insurance that provides coverage for the entire lifetime of the insured individual. Unlike term life insurance, which covers a specific period, whole life cover remains in effect as long as the policyholder continues to pay premiums. If the policyholder dies, whole life insurance pays a lump sum to their family or beneficiaries
