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Go back to Financial Services

How the latest life expectancy projections could affect your pension plans

The Office for National Statistics (ONS) has updated its life expectancy projections. Life expectancy calculations matter, and not just to answer that perennial question. Any long-term economic projections, such as... read more →
  • June 8, 2026
  • SMH Financial Services

Could the State pension be replaced with a more flexible income scheme?

Could the State pension be replaced with a more flexible income scheme? A new report thinks it would be possible. There are now 12.6 million people over State pension age... read more →
  • June 8, 2026
  • SMH Financial Services

How the big four taxes are driving HMRC receipts

HMRC data reveals how much government revenue depends on just four key taxes. The Labour Party went into the 2024 general election with pledges on four major taxes in its... read more →
  • June 8, 2026
  • SMH Financial Services

Child trust funds: over 750,000 accounts still unclaimed

The Treasury has launched a campaign to help reunite people with unclaimed Child Trust Funds. On 4 July 2026, the US government will officially launch Trump Accounts. While not another... read more →
  • June 8, 2026
  • SMH Financial Services

Have you registered for Making Tax Digital for Income Tax yet?

HMRC has reported a low initial registration level for its new income tax regime. More than 11 years after ‘Making Tax Easier’ was first announced in the March 2015 Budget,... read more →
  • May 12, 2026
  • SMH Financial Services
emergency savings fund

Is your emergency savings fund in the right place?

Do you have a rainy day fund? Think again, if you don’t – where you hold your cash matters. A common piece of financial advice is that you should have... read more →
  • May 12, 2026
  • SMH Financial Services

Why has inflation started rising again in 2026?

Could the war with Iran keep inflation higher for longer? When the Bank of England met in early February of this year, the summary of the meeting said, “Although above... read more →
  • May 12, 2026
  • SMH Financial Services
student loans

What does the new student loan interest rate cap actually mean for graduates?

The government has announced an interest rate cap for some student loans. It is not all it seems. Following Easter, the Department for Education (DfE) announced a 6% interest rate... read more →
  • May 12, 2026
  • SMH Financial Services

Planning for retirement in mid-life: where do you stand?

New research suggests that around five million mid-lifers, aged 40 to 54, could face a challenging retirement. To understand why, it helps to look at how the UK retirement landscape... read more →
  • April 16, 2026
  • SMH Financial Services
pension age change

State pension age rises to 67: What it means for you

Were you born after 5 April 1960? If so, there have been changes to pension ages that may impact your plans. There is often a gap between legislation being passed... read more →
  • April 16, 2026
  • SMH Financial Services
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SMH Group Head Office

Unit 19, Ravenshorn Way, Renishaw, Derbyshire, S21 3WY

0330 1070 873

SMH Sutton McGrath Hartley

5 Westbrook Court, Sharrow Vale Road,
Sheffield, S11 8YZ

01142 664 432

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Norfolk House, Hardwick Square North,
Buxton, Derbyshire, SK17 6PU

01298 22108

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24-30 Mansfield Road,
Rotherham, S60 2DT

01709 377 909

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2 Pavilion Business Park, Royds Hall Road, Lower Wortley,
Leeds, LS12 6AJ

01132 424 677

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33 George Street
Wakefield, WF1 1LX

01924 376 045

SMH Howard Matthews

Queensgate House, 23 North Park Road, Harrogate, North Yorkshire, HG1 5PD

01423 524 322

SMH Howard Matthews

Lidgett House, 56 Lidgett Lane, Garforth, Leeds, West Yorkshire,  LS25 1LL

01132 862 663

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Vernon House, 40 New North Road, Huddersfield HD1 5LS

01484 541 155

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Copia House, Great Cliffe Court, Great Cliffe Road, Dodworth, Barnsley, S75 3SP

01226 242 250

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91-97 Saltergate,
Chesterfield, S40 1LA

01246 274 121

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