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Go back to Financial Services

Financial Services: Archives

Student loan repayment changes, what you need to know

The House of Commons Treasury Committee has published a critical report examining how student loans currently operate. Earlier this year, the Department for Education (DfE) announced a 6% interest cap... read more →
  • August 12, 2026
  • SMH Financial Services

Unmarried couples: major legal reforms proposed

The law in England and Wales could be moving closer to giving married and unmarried couples similar legal protections. “Over 3.5 million couples live together without getting married or entering... read more →
  • August 12, 2026
  • SMH Financial Services

The £59.2 billion unpaid tax hole

New HMRC research has highlighted the scale of unpaid tax, with the estimated amount outstanding reaching £59.2 billion. That equates to around £850 for every person in the UK. In... read more →
  • August 12, 2026
  • SMH Financial Services

First time buyer ISA to replace the Lifetime ISA

The government has published a consultation document outlining proposals to replace the Lifetime ISA (LISA). The Lifetime ISA was introduced in the March 2016 Budget and attracted criticism from the... read more →
  • August 12, 2026
  • SMH Financial Services
investment markets

Investment markets show resilience despite war and political upheaval in 2026

The world’s investment markets survived the first half of 2026 better than expected. Index Change 31/12/25–30/6/26 Change 31/3/26–30/6/26 FTSE 100 5.7% 3.2% Standard & Poor’s 500 9.6% 14.9% Nikkei 225... read more →
  • July 13, 2026
  • SMH Financial Services
Tax-free mileage

Tax-free mileage increases and what it means for employees

The Chancellor’s Great British Summer Saving package included a rise in tax-free mileage rates. There is a curious divide in the way in which HMRC deals with cars used by... read more →
  • July 13, 2026
  • SMH Financial Services
pension IHT rules

HMRC updates guidance on pension IHT rules and executor responsibilities

HMRC has published fresh information on the mechanics of collecting inheritance tax (IHT) on pensions. In the October 2024 Budget, the Chancellor announced that most pension death benefits would become... read more →
  • July 13, 2026
  • SMH Accounting & Business Advisory, SMH Financial Services
retirement living standards

Breaking down the retirement living standards report

Recent headlines suggest that only 9% of people will enjoy a comfortable retirement, but the reality is more nuanced. The latest Retirement Living Standards report from Pensions UK highlights the... read more →
  • July 13, 2026
  • SMH Financial Services

2026/27 Tax Planning Tips

Making the most of your available tax allowances and reliefs has always been an important part of effective tax planning. In recent years, this has become even more valuable, with... read more →
  • June 18, 2026
  • SMH Financial Services

How the latest life expectancy projections could affect your pension plans

The Office for National Statistics (ONS) has updated its life expectancy projections. Life expectancy calculations matter, and not just to answer that perennial question. Any long-term economic projections, such as... read more →
  • June 8, 2026
  • SMH Financial Services
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