Company Director Benefits
Business owners require financial advice to help ensure that both their business and the individual circumstances are catered for in the most efficient way. At SMH Financial Services, we offer our clients advice in structuring the most appropriate strategy dependent on their individual circumstances. Choosing the most appropriate options requires meticulous planning and our advice can help with your strategy. Our goal is to help our clients with deciding the options available to them, as well as the tax implications of various benefits, thus enabling them to protect their business, wealth and families.
If you are interesting in speaking to one of our advisers to discuss the options available to you and how best we can help, please contact the SMH Financial Services team on info@smh.group or 0114 266 4432.
The Financial Conduct Authority does not regulate advice on Company Director Benefits.
Relevant Life Policy
A Relevant Life Policy is a type of life insurance policy that provides financial protection to employees and their families in the event of the employee's death.
Key Person Insurance
People are often a company’s biggest asset and are vital to the company's success. If a key person becomes unavailable or unable to work due to death or critical illness, the business could face financial difficulties. Key Person Insurance is designed to protect your business from such potential losses by providing financial compensation in the event of death or diagnosis of a critical illness of a key person.
Directors Pensions
SMH Financial Services have been advising Directors and business owners for many years on their pension options. Our advisers can help you structure your pension in the most tax-efficient way possible.
Shareholder Protection Planning
Shareholder Protection Planning is a type of insurance that provides financial protection to the business and surviving shareholders in the event of the death or critical illness of a shareholder.
Investment of Company Cash
Many businesses accumulate cash on their balance and rather than extract the money to pay to shareholders and pay tax they choose to leave this in the company bank account.
Director Income Protection
Directors Income Protection insurance differs slightly from personal income protection because it is possible for a business to establish the cover as an Executive Income Protection insurance policy.
