Personal Pensions
At SMH Financial Services, we believe that a Personal Pension plan can be an essential component of any retirement plan. Our Personal Pension service is designed to provide you with a valuable retirement plan that is easy to manage and affordable.
What is a Personal Pension?
A Personal Pension is a pension plan that is designed for individuals who are not part of a company pension scheme. The plan allows you to make contributions towards your retirement, which are invested by a pension provider to generate a retirement fund. The plan is managed by the pension provider, who provides regular updates on the performance of the plan.
Why do you need a Personal Pension Plan?
A personal pension plan is crucial for securing financial stability in retirement. It serves as a vital supplement to state pensions, ensuring a comfortable lifestyle during one’s non-working years.
Our Services
Our Personal Pension service offers a range of benefits to help you save for your retirement. Here are some of the key features of our service:
- Easy to set up: Our team of experts will work with you to set up the plan and ensure that it meets your specific needs and requirements. We will guide you through every step of the process to ensure that the plan is set up quickly and efficiently.
- Customisable plans: We offer a range of customisable plans that can be tailored to meet your individual needs and circumstances. Whether you’re looking for a plan with a specific contribution structure or investment options, we can help you find the right plan for you.
- Expert advice: Our team of pension experts is always on hand to provide you with the advice and guidance you need to make informed decisions about your pension plan. We are committed to providing our clients with the support they need to ensure that their pension plan is effective and valuable.
If you would like to arrange an initial meeting with one of our financial advisers to discuss your pension arrangements or retirement planning need, please contact the SMH Financial Services team on info@smh.group or 0114 266 4432.
A pension is a long-term investment not normally accessible until 55 (57 from April 2028). The value of your investments (and any income from them) can go down as well as up, which would have an impact on the level of pension benefits available.